This story from Tom Zucco of the St. Petersburg Times says pretty much what I expected to hear a couple months after the Florida legislature passed an insurance package designed to stabilize the market and lower premiums. What’s the story say? It ain’t happening. It’s a great story, read the whole thing, and watch for that eye-popping total on the exposure of Citizens Property, the state-run insurer. Oh, what the heck, I’m just going to tell you: $432 billion.