D&O Premiums Continue To Fall Despite Increasing Claims

This story points out the incongruity between a second straight year of almost double-digit declines in premiums for Directors and Officers liability insurance, and increasing claim severity.
As some insurance scholars have pointed out, competition often drives premiums as much as risk. Also, some say insurer behavior possesses more “risk seeking” characteristics than is generally recognized, because risk creates additional demand for their primary products, liability policies.

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